Home Columns Financial Focus

When Changing Jobs, Don't Shortchange Your 401(k) 1 2 3 4 5 (0 votes) Tuesday, 12 February 2008 Your 401(k) plan can be a major component of your retirement savings. As you know, your 401(k) offers several different investment options and the chance to accumulate tax-deferred earnings. But what will happen to your 401(k) if you leave your job before you retire? You've got several choices - and it's really important that you make the right one, because your decision can have a major impact on your retirement lifestyle. Add Comment (0) Hits: 127 Read more...

When Can You Start Tapping into Sources of Retirement Income? 1 2 3 4 5 (0 votes) Tuesday, 05 February 2008 When you retire, it would be convenient if all your expenses were to "retire" as well. But they won't. In fact, you'll likely need between 80 percent and 100 percent of your pre-retirement income to maintain your standard of living in retirement. And you may need even more, depending on what you want to do during your retirement years. So, well before you retire, ask yourself a couple of key questions: Where will the money come from? And when can I access it? Add Comment (0) Hits: 170 Read more...   Will Presidential Election Year Affect Investors? 1 2 3 4 5 (0 votes) Tuesday, 22 January 2008 As you are no doubt aware, 2008 is a presidential election year. As a citizen, you may well have a great deal of interest in the election. But how about as an investor? How does an election year affect the investment climate? And - from the perspective of an investor - does it matter who wins? Add Comment (0) Hits: 139 Read more...   Financial Focus January 15, 2008 1 2 3 4 5 (0 votes) Tuesday, 15 January 2008 In the old days, if you worked for a company, your retirement income would likely have been in the form of a pension, with the amount based on your income level and years of service. Apart from those factors, you had little control over the size of your pension benefits. That pension model is still around, but it's not as prevalent as it once was. Today, many employers offer 401(k) plans, which give you the responsibility of choosing the right investment mix for your risk tolerance and retirement goals. Yet, along with their 401(k)s, many employers also provide some level of financial education - so you'll want to take full advantage of it. Add Comment (0) Hits: 138 Read more...   Financial Focus January 3, 2008 1 2 3 4 5 (0 votes) Saturday, 05 January 2008 If you make a New Year's resolution, and you don't follow through on it, what are the consequences? It all depends. If you vow to learn French but never get past "Oui, mademoiselle," your life will probably go on as before (unless, of course, you're moving to France). But if you make some financial resolutions and abandon them, you could fall short of your long-term goals - such as a comfortable retirement. Add Comment (0) Hits: 676 Read more...

More... Financial Focus December 24, 2007

<< Start < Prev 1 2 Next > End >>

Results 10 - 15 of 15